Smarter
Insurance
for the Road
Ahead

Specialized coverage for commercial fleets,
backed by data-driven solutions that help
you save.

Request Quote Arrow right

Account icon type of insurances

If your business runs on wheels,
we’ve got you covered.

Primary Liability

Ensure your business meets federal & state commercial vehicle regulations.

Thick list
Protect your business

Cover your drivers from third-party injuries, damages, and related expenses

Thick list
Coverage exclusions

Primary liabilty is not general liability, and does not cover your assets or personnel.

Thick list
Optional Coverage

Often mandatory for leased or financed vehicle, but highly recommended.

Thick list
Risk-based pricing

Fleet profile, risk factors, & coverage needs determine customized premium rates.

Thick list
Flexible coverage options

Customized to your specific business scale and operational needs for optimal protection.

Physical Damage

Safeguards your commercial vehicles against collision damage, theft, vandalism, and other perils, minimizing business interruptions when unexpected events occur.

Thick list
Vehicle Protection

Covers vehicle damage from collisions, theft, fire, and disasters.

Thick list
Coverage Exclusions

Does not cover wear, breakdowns, and damage to third-party property.

Thick list
Optional Coverage

Often mandatory for leased or financed vehicle, but highly recommended.

Thick list
Premium Factors

Rates determined by vehicle value, driving history, vehicle types, and coverage limits.

Thick list
Savings Opportunities

Reduce premiums through FleetVantage program, which rewards safe driving.

Cargo Insurance

Protect your frieght and transported goods against loss, damage, and theft during transit, essential for for-hire truckers hauling others' property.

Thick list
Required Protection

Risk managers mandate cargo insurance in for-hire trucking operations.

Thick list
Cargo Coverage

Protect against physical loss or damage to goods during transit.

Thick list
Value-based Pricing

Price based on goods value, transportation mode, shipping distance, and more.

Thick list
Coverage Options

Choose from several different protection levels to match your risk exposure.

Thick list
Custom Solutions

Tailor policies with specific coverage limits, deductibles, and endorsements.

Excess Liability Insurance

Extend protection with coverage beyond primary liability limits when catastrophic accidents occur, protecting against nuclear verdicts and rising claim costs.

Thick list
Coverage Layerst

Excess liability provides additional protection when primary limits are exceeded.

Thick list
Industry Necessity

Transportation companies need excess coverage due to high operational risks.

Thick list
Protection Mechanism

Activates after primary limits are exhausted, covering claims up to policy maximum.

Thick list
Recommended Coverage

Not mandatory but highly advised for transportation companies.

Thick list
Coverage Assessment

Determine coverage based on fleet size, operations nature, and risk exposure.

Fleet Vantage

FleetVantage offers commercial fleets smarter premium management through advanced telematics data. The program rewards safe driving with lower premiums, while helping fleet operators gain valuable insights to support safer operations.

Thick list
Fleet-specific Pricing

Rates based on telematics data tracking mileage, driving behavior, and vehicle usage patterns.

Thick list
Data Collection

Monitors driving behaviors including speed, braking, acceleration, GPS location, and more.

Thick list
Data Security:

All telematics information securely transmitted and stored following strict privacy standards.

Thick list
Discount Program

Rewards safe driving habits with premium discounts based on actual driving performance.

Primary Liability

Essential financial protection for your commercial fleet against third-party bodily injury, property damage, and legal expenses.

Get to know more Arrow right

Physical Damage

Safeguards your commercial vehicles against collision damage, theft, vandalism, and other perils, minimizing business interruptions when unexpected events occur.

Get to know more Arrow right

Excess Liability Insurance

Extend protection with coverage beyond primary liability limits when catastrophic accidents occur, protecting against nuclear verdicts and rising claim costs.

Get to know more Arrow right

Cargo Insurance

Protect your frieght and transported goods against loss, damage, and theft during transit, essential for for-hire truckers hauling others' property.

Get to know more Arrow right

Fleet Vantage

FleetVantage offers commercial fleets smarter premium management through advanced telematics data. The program rewards safe driving with lower premiums, while helping fleet operators gain valuable insights to support safer operations.

Get to know more Arrow right
Image with different works

Tailored icon TAILORED & READY

Every industry. Every challenge. We're ready when you need us.

  • * Commercial Trucking
  • * Construction
  • * Maintenance & Trades
  • * Food & Beverage
  • * Last-Mile Delivery
  • * Logistics
  • * Moving & Storage
  • * Paratransit

Whether off-the-shelf or made-to-measure, we've got you covered. Reach out and let's create your perfect solution together.

Reach out Arrow right
crash_icon FLEETVANTAGE

Insurance
That Works Smarter

Looking to take more control over your insurance costs?
Our FleetVantage program helps qualified fleets reduce premiums
by leveraging telematics data. Safer driving. Smarter savings. It's
that simple.

Learn more about FleetVantage Arrow right
Degree9 logotype

Why Choose Degree Nine?

A 9-degree incline is steep—but manageable with the right setup. That’s how we think about insurance too. With the right foundation, tools, and team, you can handle any uphill challenge.

Whether you’re hauling freight cross-country, running paratransit routes, or delivering last-mile packages, Degree 9 is here to help you protect what matters.

  • Arrow forward on list Dedicated support from people who understand your business
  • Arrow forward on list Access to innovative programs like FleetVantage
  • Arrow forward on list Industry expertise with a focus on commercial fleets
  • Arrow forward on list Independent brokerage - your interests come first
Image with different works CONTACT US

Protect What
Drives Your
Business Arrow right

Let's build a policy
that keeps your business on the road.

Contact form (1)

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Type of insurance ( Select all that apply )